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Unless you can afford two mortgage payments, at least temporarily, you’re going to have to find a way to juggle things a bit. Fortunately, you have a number of options. Contingent offer. If you can swing it, a contingent offer is one of the most straightforward ways to buy one home while selling another.
One traditional trick of buying and selling a home at the same time is the contract contingency. When you make an offer on your new home, you can make the purchase contingent (or dependent) on the sale of your current home. While the contingency protects you from having to pay on two mortgages, it can be a risky play in a strong seller’s market.
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Selling a home bought with cash could also be a problem if the owners stretched a lot financially to buy it. "If cash buyers decide it’s time to sell, they need to make sure they will have.
On most occasions, when buying and selling a home at the same time, the closing for both the buy and sell will happen on the same day. The closing on the home you are selling will take place in the morning and the home you are buying in the afternoon.
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Selling a Home with More Than One Mortgage Selling a home with two mortgages is very similar to selling a house with one. However, to make your sure you make your home sale a regular sale, as opposed to a short sale, your home must be worth more than the total of the mortgages. To [.]