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Mortgage Fraud Occupancy fraud is a scheme used by investors to qualify for higher loan-to-value ratios and lower out-of-pocket costs on purchases, in addition to lower mortgage rates. Occupancy fraud occurs.

In an effort to cover all bases in my genealogical search, I perused the back issues of Somos Primos in the notebooks at the Orange family history center and found a Pedigree Chart for the "Ortiz de Parada and Ulloa" families submitted by Jaime Holcombe and published in the Somos Primos Issue of Winter 1994.

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and residential-commercial-public sectors. The transportation sector is the area of opportunity with greatest energy consumption and has an extensive number of available technologies. Lighting, although it is not such a large sector, is the area of opportunity with the greatest energy efficiency potential among the different technology options.

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Gainesville, Florida, is inland and about a 90 minute drive from Orlando or Jacksonville. It offers a variety of outdoor activities on one of the many lakes and rivers in the region. Southeast SOUTHEAST FLORIDA Located in Southeast Florida are popular cities like Miami, Key Largo, West Palm Beach, and the Florida Keys.